I keep getting calls every week a pakistani guy tell me i own money to a payday loan company. I applied my never recived the money. one company said i owe 625 then one say i owe 1500 and one said i owe 598. they never put in money in my accounts claim that they did and said i will spend time in jail for 5 years. my husband said tell them to provide me wit proof that i took the money and they say pay first then you will recived it and i tell them no them you gonna be sued they said. my friend and husband say that is a scam. waht can i do? can some one help me.