I paid these people $2,680.00 for 40 pre-set Annuity appointments. That was 6 months ago. So far, I have got 8 appointments. And I use the term “appointments” loosely, because most of them were expecting a visit from their EXISTING advisor … they felt misled and tricked, and they refused to even let me in the house. When I called UFS to complain, the owner Matt Dilday, refused to take my calls (NUMEROUS times). He will not return my calls, either. When I ask the staff WHEN I can expect to receive the additional 32 appointments that I was promised, I am told that they have already fulfilled my contract! WHAT??? Since when does 8, equal 40? I am an experienced Agent, and I have used leads for over 20 years, thru a variety of different leads Companies. NEVER have I had such a horrible experience! I would have been better off, throwing my $2,680.00 out the window! These people should be in JAIL. Do yourself a huge favor, and stay FAR AWAY from this Company! They are a huge con. And, please warn every other GA, IMO, and Agent that you know, so that these guys cannot ripoff anymore people!