I received a phone call at work by a Mr. Robert Martin. He told me I had committed Fraud and a violation of Federal something and a 3 item that, frankly, scared me so bad, I can’t remember it all. He told me I was going to be pulled into court and receive a summons that I need to find a lawyer and would most likely end up paying over $2500.00 in court fees if I didn’t cooperate and settle this out of court. I had previously borrowed money from one of those payday advance companies on the internet. He told me that the company he was representing had attempted to withdraw there funds and the funds were not avaialble and they were prepared to file a lawsuit. I am a father of 4, living paycheck to paycheck. I couldn’t afford to pay $2500 in court fees or even risk it. He asked for my debit card info, the whole nine yards. When I would ask him questions about the name of the company he gave me some sort of mumbled response and kept reminding me the phone call was a government recording. The amount was for $580 dollars that they want to withdraw. He wanted to take it all out today (5/13/11). I truthfully told him I didn’t have it. He said “How short of the total are you?”. I told him I only had $80, he said “OK, I’ll take the $80 today and you can pay the $500 week after next (5/28/11). I am trying to provide for my family, if this is a scam, I can help but, cooperate. I don’t know what else to do. HELP!!!!