Santander Consumer USA, Inc. Predatory Lending Practices, Bait and Switch. Gave me a loan which I did not qualify for and took my money. Fort Worth TX!!. Last year I went to a dealership to find me a car and I became a victim of the bait n switch scheme. I had $2000.00 to buy a car with no income and I was put into a 2018 car which I didn’t qualify for a loan. This was in June 2017, while I was going to try my best to pay for the vehicle, it didn’t work out that way. In September of 2019 hurricane Irma hit and my home was damaged, and my illness came out of remission. I was not able to find a job and what little I had in my investment account got used. I requested a extension from this company and was told that my loan was under 6 months and I didn’t qualify. My car was repossessed and the repossession company did not let me get my valuables out of the trunk unless I gave over the key. I refused to give the key because he hooked up to my car in the driveway after I was standing there telling him to stop. This was an act of extortion and I will be taking them to court. I requested this company send me the original notes I signed since they took back the car along with the money I paid and they sent me a copy with no account number. I am well aware the value of the notes and that they can be securitized. There are over 1200 complaints filed with consumer affairs about this company however, the people are not aware that they need to file a complaint with the Federal Trade Commission for it to be investigated and there are other agencies to file a complaint with as well. The employees who represent this company is breaking the law and causing harm to people. My health has improved now and I will not let this company get away with what they’ve did to me as well as others.
Santander Consumer USA, Inc.