I was contacted today by a mediator service that works for JVC processing. They claim that I took out a payday loan back on 12/5/12. They seem to have all of my information except my employment, They stated I was working at my previous employment, but I had already left that job. They claimed that I was sent documentation, but of course I never received any, because they know I would have hard evidence showing that they are trying to extort money from me. I told them to do what they needed to do (serve me court papers) .