I was offered a loan for $1000.00 but to be approved I had to buy a gift card of $150.00 to pay state taxes on the loan. After I did that I called back to finalize the loan, they then told me that because my credit score was so low I had to get an additional gift card for $225.00. I was guaranteed that once I paid the second payment of $225.00 that there wouldn’t be anymore issues with funding the loan and that I could stay on the phone with the customer service rep. while the funds are transferred into my account. They then told me everything was approved and applied to my bank account. After a few hours I checked my bank account only to find the money hadn’t been transferred. I was frustrated with the situation so I called the company back and they informed me that I needed to pay another $250.00 for the federal taxes. I then asked to be refunded for the money I’ve already paid out. Kevin told me he is the supervisor and that the money can only be refunded through the loan; so basically I would get the $1000.00 loan plus the money that I paid in gift cards which is now a total of $625.00. I told Kevin that I didn’t want to participate as I have no more money to pay out for this. He then told me if I don’t pay the $250.00 for the taxes I wouldn’t get anything including the money they’ve already taken from me.
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