National loan restructing was less than helpful. They had no problem taking my money, but when they couldn’t get me any results, they seemed to have “disappeared” when it came time for their money back guarentee and my refund. Have been trying to get in touch with Charlie Stevens, who supposedly is “in charge”, but he dosen’t respond to e-mails or return phone calls. Who knows if he even exists. I believe the compamy is just running a scam.