I canceled our credit card processing with National E-Payments on January 30, 2011 because they were charging for items that were not in our contract. They canceled the agreement and proceeded to take DOUBLE the early termination fee. After fighting with them for 5 months they returned the extra fees. BUT NOW, they have taken $30.00 from my checking account for inactivity on our processing account. Are you kidding me!! The account was closed NOT just inactive! Stay Away From National E-Payment. They will steal you blind.