Run away from this company. When I bought my gold coins, gold was just a little over $1,000 per ounce. I purchased $25,000 in gold coins from this company through my IRA. Today gold is just over $1,700 per ounce. What are my gold coins worth according to my IRA? Only $20,000. How is that possible? Merit Financial made a 100% markup on my coins. That’s right, I paid double their value. These people are not honest brokers, they are salesmen. They aren’t interested in honesty, ethics, or morals. They are interested in making as much money as they can from you, the novice and unsuspecting buyer. I was told it was a 3-5 year investment. For what, to break even while gold soars? Merit Financial are scam artists. Run away. Fast.