I had gotten a check for 1,950.00 from First Niagara, it is a fraud! Called the bank to verified the check, A No Go At This Station, its fake! I called there number 1-289 892-5753, a lady named Barbara gave meall the scoop on sending the money to Spain. I tried to get more information on them, but she gave me little or no information at all. Ithad no office sounds in the back ground sound like she was in a sound prof booth. Don’t cash it you’ll be sorry. Send all the information andcheck to First Niagara, 6590 S. Transit Road, Lockport, NY 14094, Attn Catherin, Phone number 1-800 421-0004. Remember if it sounds too good then its not legal.