I just got a call from this company 11/15/11 they called me back in August saying that I owe a 1,000 dollars for a loan that I took out in February. Little did they know that I keep account of everything that goes on in my bank account and I would have known if there were money deposited in my account. I told them that I did not borrow any money in February because it was tax season and I had my return. This man had the nerve to tell me he was going to put an officer on the phone, which he did to find out it was him trying to disguise his voice. Same people call today starting the same thing. Do not give them any information. Just hang up on them. And please do not give them any money.