This place is full of snakes and that’s being kind. First you’ll meet a very SUPER animated character Mark real name Muhareb Hamideh who pretends to be a passionate God fearing man, when his true fear is being broke. Just the fact that he would change his name out of fear that he wouldn’t get appointmentsstraying from who he is should be your first hint of his character. This company has zero moral standard as anyone in the world who can get.state certified is appointed because again they just want you to SNA (successful new agent: because this is how management hits bonuses from corporateand then tossed aside to the next batch. Do not be deceived!!!!This isn’t a true career opportunity!! To be even more frank you have to fight for your own commissions of which you will not ever receive. Do your research and trust your instincts if this company is so successful where are the senior agents??Believe it or not there’s more!! They don’t pay claims!! Not on life, med supplements and ESPECIALLY long term care. Check Bankers life history and credit reports they speak for itself. I wish someone would of brought this to light before I hadto learn this the hard way.