ATT lets a 3rd party bill you on the ATT bill, so the bill that you are paying ATT at the end of the month can include a 3rd party service that you never really subscribed. 3rd Party companies randomly start to bill you and if you find these charges you are saved. If not you pay it up and when u realize ATT will only give you refund for 2 months. So its like they start stealing on your bill with extra charges and if they are caught they refund your money, if you dont notice them in your busy life you end up paying them. Other Scam ATT does is when you upgrade your Phone they reset your Account settings. Like if you block international calling, block txt messages, 3rd party services they reset and make your account subscribe to these features. So with you knowing your service options are changed. ATT is biggest scaming company with both the above issues. Be aware Guys, if not you will end up paying up unnecessary charges.